Dealership Insurance
Dealership insurance means managing risk every day—on the lot, in the showroom, and on the road. At Jones Insurance, we understand how your business works, and we’ll make sure your coverage keeps up.
From protecting high-value inventory to covering test drives and customer vehicles, we build dealership insurance programs that fit your operation—so you can stay focused on your clients and your business.
Built for How You Operate
Built around your Dealership. No two dealerships operate the same way.
Whether you’re focused on high-volume vehicle sales, specialty equipment, or seasonal inventory, we build coverage that reflects:
- Your inventory size and turnover
- How vehicles are stored and secured
- Test drive policies and usage
- On-site services or repairs
- Number of locations and staff
Who This Is For
We help a wide range of dealerships, including:
- Auto dealerships (new & used)
- Truck and heavy equipment dealers
- RV, marine, and powersports dealers
- Multi-location or independent operations
Every dealership is different—which is why your insurance should be too.
What Coverage Do Dealerships Need?
Dealership insurance is a specialized combination of policies designed to protect your business from multiple types of risk.
Key coverages include:
- Garage Liability Insurance
- Garagekeepers & Vehicle Coverage
- Commercial General Liability (CGL)
- Inventory & Property Insurance
- Floorplan / Inventory Financing Coverage
- Business Interruption Insurance
- Cyber & Crime Coverage
Why Dealership Insurance Matters
Dealerships face unique risks that standard business insurance doesn’t fully cover, including high-value inventory, customer vehicles, test drives, frequent foot traffic, and complex financing requirements.
How We Support Your Dealership
At Jones Insurance, we take the time to understand your operation, identify potential coverage gaps, and tailor protection to your specific risks. When something happens, we’re here to respond quickly and guide you through the process.
Let’s Build the Right Coverage for Your Dealership
Whether you’re reviewing your current policy or starting fresh, we’re here to help.
