Do you need optional accident benefits?
Starting July 1, 2026, Ontario is changing auto insurance to give you more flexibility and control over your coverage. To learn more about the changes to optional accident benefits, what each benefit includes and who is covered visit our website at jonesins.com/ontario-auto-reform
This checklist can help you decide which optional benefits may be right for you or others covered under your policy. You may be able to add or remove these benefits based on your needs.
Take the Self-Assessment
How to use the self-assessment checklist:
- Read each question carefully and select the answer that best applies to you.
- If you select “yes” or “maybe”, the benefit described may be worth considering.
- Your broker can help review your coverage and explain your options.
Before you begin:
- You may already have coverage for some of the benefits listed below through a private or workplace benefits plan.
- Before adjusting the optional benefits on your auto insurance policy, review your existing coverage or speak with your benefits advisor to confirm what is already in place.
